Wednesday, March 4, 2020

From Hobby to Business


By: Nicole Babauta
Center Director/Certified Small Business Adviser
CNMI SBDC
      
      Mrs. Diana Benavente Hocog was born and raised in Saipan and moved to Rota in January 2017 as her husband’s career progressed. Since her younger years, Diana had always loved fashion. She traveled to many different cities and enjoyed shopping. Her love for boutiques grew more and more as she was able to find quality clothing that were both affordable and fashionable for years to come. After moving to Rota and falling in love with the island, Diana quickly realized how challenging it was to find clothing. Diana asked herself, “Why not share my love for quality and affordable clothing with the people of Rota?” And so she decided to start her business – JD’s Boutique. JD’s Boutique is located in Sinapalo II (the former Rainbow Store) and is opened from Monday through Friday from 5:00 P.M. to 7:00 P.M. The boutique offers a wide range of clothing and accessories for men, women, and children of all ages and sizes. Additionally, JD’s Boutique seeks to bring creative experiences to the families of Rota to include our most recent Mother’s Day Tea and Cupcake Event and Ship, Shop & Style.
      When asked, “What was the start up process like?” Mrs. Hocog shares, “The start-up process was the most fun because it was a time for me to begin shopping for what I was going to sell in the boutique. Everything was falling into place faster than anticipated.” Mrs. Hocog shares that one of her biggest challenges was learning and understanding the tax payments and procedures; however, after working with the Rota Tax and Revenue Division she was able to get her questions answered.
      The CNMI SBDC assisted Mrs. Hocog by providing resources and one-to-one business advising. Mrs. Hocog has following advice for others who want to start their business, “Visit your CNMI SBDC and share your ideas. They will be able to guide you in the right direction in making your dream of opening up your own business become a reality!”
      Diana shares that her most memorable triumph includes the endless smiles and positive feedback that customers have on their faces as they visit JD’s Boutique with the ability to try on clothing before purchasing. Her long term goal is to host a fashion show that will be fun and unique for the people of Rota.


Beans & Bags Coffee & Tea


BY: Nicole Babauta
Center Director/Certified Small Business Adviser
CNMI SBDC

      Beans & Bags Coffee & Tea opened its doors in April 2019 in the village of Kagman, Saipan. The business is family owned and operated by Mr. & Mrs. Dennis and Lynette Villagomez and family. The family decided they wanted to reinvest their savings and create a safe haven of bringing the people of the Kagman community together. Beans & Bags Coffee & Tea also believes in the conservation and preservation of natural resources and the protection of “Mother Earth” and promotes an eco-friendly environment and practices to its daily operations.
      
      When asked, “Why did you decide to start your business?” Mrs. Villagomez shares, “Our family decided to open the coffee shop in Kagman to provide the community with more options to purchase food and drinks in the Kagman area. Additionally, we wanted to provide a venue that offered free WiFi to community members who don’t have internet access at home, but most especially to our students from Kagman Elementary, ChaCha Oceanview Middle School and Kagman High School.”
     
      Mrs. Villagomez shares that the start-up process was not as hard as they thought it would be. In fact, it brought the family closer together as they worked as a team to accomplish various tasks on the checklist.
      The CNMI SBDC assisted the Villagomez Family by providing guidance and support throughout the planning and soft opening of their business. Mrs. Villagomez shares the following advice for those looking to start their business, “Dreams of starting a business will always be a dream until you take the first step and put in writing.”
Beans & Bags Coffee & Tea is opened from Monday to Saturday from 6:30 A.M. to 5:30 P.M. in Kagman. For more information, call (670) 235-BEAN (2326).



Angaur Island Tours


By: Ltelatk Fritz
Center Director/Certified Small Business Adviser
PALAU SBDC

      Henly Tomei is the owner of a new business in Ngermasech, Angaur called Angaur Island Tour. Henly Tomei currently works for Angaur State as a boat operator for the weekly ferries to and from Angaur. As the southernmost state on Palau’s main group of islands, the island of Angaur has a charming community of about 120 full-time residents.
      As a boat operator for Angaur State, Henly has observed an increase in travel to Angaur by foreign and local “tourists”. There are more state visits by various government agencies, NGOs, and non-profit organizations in the recent years. There is more talk in interest to increase tourism to Angaur by state and national authorities. There are more places to stay in Angaur, but not a lot of options when it comes to ground transportation. That’s where Henly saw the need and stepped in to create Angaur Island Tour to fill the need.

      Henly reached out to Palau SBDC to seek help in building a business plan to apply for a business loan from the local development bank. Henly researched for his business plan by observing the competition in Koror and talking with key people within various industries. But the main source of information for his business plan was from his experience in the transportation industry, he listened and talked to the travelers going to Angaur. Life is Angaur is simple. Henly plans to keep Angaur Island Tour simple. Customers can choose to drive around or enjoy a ride around Angaur.
      For more information on how Palau SBDC can help your business, contact 587-6004. Business counseling is free for eligible clients.

 

Business Name:

Angaur Island Tour

Business Type:

Transportation Service

Business Owners:

Mr. Henly  Tomei

Location:

Ngermasech, Angaur

Contact:

(680) 779-5628



Home-based business blossomed into a brick and mortar location


By: Nicole Babauta
Center Director/Certified Small Business Adviser
CNMI SBDC

      Sheanna Pangelinan was born and raised in Saipan. Art has always been her favorite subject and
her creative eye sharpened with time. As she perfected her arts and crafts, her passion to share her work with the community grew more and more. What started out as a home-based business in one of her bedrooms at home blossomed into a brick and mortar location. 4EVER CNMI offers apparel, artwork, custom-made wood signs, stickers, T-Shirts, caps, sand carving on glass, stainless steel, and metal.  
      
      When asked, “Why did you decide to start your business?” Ms. Pangelinan shares, “I decided to start my own business because I saw an opportunity to create a shopping experience that exemplifies the richness of the CNMI’s culture through locally designed and crafted merchandise. I want customers to feel inspired and proud of the CNMI’s heritage by highlighting positive aspects of our diversity and culture.” Sheanna shares that her start up process was like taking a roller coaster ride with months of planning, researching, networking and hard work. Her biggest challenge was start-up funding and cautions that every detail matters. Sheanna shares that her most memorable triumph was putting up the store front’s sign and logo as this brought her dream into reality.

      The CNMI SBDC assisted Ms. Pangelinan by providing resources and one-to-one business advising.  Ms. Pangelinan has following advice for others who want to start their business, “Go to the Small Business Development Center. Believe in your vision! Surround yourself with positive vibes and never be too proud to ask for help. People want you to succeed!”
4EVER CNMI is open Monday to Saturday from 11:00 A.M. to 6:00 P.M. in Chalan Monsignor Guerrero in San Jose. For more information, call (670) 235-CNMI (2664).



Thursday, August 9, 2018

Plan B Corporation on Guam

By: Jane Ray
Certified Business Advisor/Training Program Coordinator

     1.      Introduce yourselves.
My name is Bernadette Espaldon, I am the president of Plan B Corporation, of which there are of two branches: Plan B Cleaning Services and Plan B Distributors.

Plan B Cleaning Services, we provide housekeeping services to residences we specialize janitorial services to business facilities like offices and stores by cleaning carpets, upholsteries, tiles and grouts, and other general cleaning and maintenance necessities.

We at Plan B Cleaning Services prides itself on the use of high-quality green carpet cleaning products that are safe for the environment, for our customers and for our cleaning staff.

With this initiative to employ cleaning practices with safe cleaning products, we fulfill our mission to reduce environmental and human health risks associated with common cleaning practices and products. Plan B Distributors was established to bring safe cleaning products to Guam.

Plan B Distributors is the leading distributor for several innovative and high quality and practices cleaning products:
  1. Diamond Magic Cleaner, a multi-purpose cleaning product that removes rust, hard water, and alkaline stains, and cleans different types of surfaces such as glass, metal, or porcelain.
  2. HOST Carpet Cleaning Products, which ranges from stain and odor remover to carpet brushes designed to clean carpets thoroughly.
  3. Encore Cleaning Products, consisting of products that remove mold and mildew, oxidation, and dirt build-ups on many different surfaces.

2.      Why did you decide to start your own business?
My passion has always been to operate my own business. Although there are many types of businesses that I explored, I chose cleaning services not only because of high demand but also because of the service aspect that is involved in this type of business.

With household members having busy schedules, they do not have the time to take care of their homes. Even if they do have free time, most likely during their days off, they do not want to spend them cleaning, but rather prefer to use their free time to spend with their families and friends.

Likewise, businesses need cleaning services to maintain the facilities, a positive environment and overall good customer service experience. While there are businesses that employ a custodian to clean their facility, these businesses still hire cleaning services to take on difficult cleaning task(s) that their custodian may not be able to do solely.

Within the one-year operation of Plan B Cleaning Services, I researched effectively and cutting-edge cleaning products to assist my staff,, as well as to introduce Guam new cleaning products that can ease their household cleaning tasks. Thus Plan B Distributors was established.

The cleaning service business is difficult, but I, along with my hardworking staff, are committed to this service profession and type of business. It has been rewarding the first year and we are excited about the future.

3.      What experience do you have in this type of business?
Prior to forming Plan B Cleaning Services, I had no experience with the cleaning service business. Before becoming a multi-faceted cleaning service, Plan B Cleaning Services started as a green carpet cleaning service using the HostDRY Carpet Cleaning System. Our clients expressed that they were experiencing difficulties with their upholstery and area surfaces that common household cleaners were unable to clean.

From these client comments, I researched how to clean upholstery, tile, and grout, and various other surfaces properly and without causing damage. Through this research, I learned about cleaning products recommended and used by professionals, which I tested myself.  Through this method of research and testing, Plan B Cleaning Services expanded from a one-dimensional (though unique and innovative) green carpet cleaning service to a full service cleaning business and a new cleaning product distributorship, Plan B Distributors.

4.      How did the Small Business Development Center help you?
SBDC helped me tremendously with networking, marketing, and even setting up accounts in payroll. Networking is an important aspect of business as they foster new relationships with clients and consumers, who are essential to the development and expansion of a business. By learning how and with whom to network, new opportunities open up. Marketing is vital to a business because by effectively and aggressively promoting products(s) and/or service(s), your client and customer base grows. 

5.      What is the start-up process like?
Starting a business is always a difficult and meticulous process.
In order for Plan B Cleaning Services to succeed, I had to plan everything correctly, with little to no room for error. From the business plan to hiring qualified employees, I had to assure that the main focus was on ensuring that the services would be provided to my own high standards and that my staff would meet and even exceed my own and more importantly, my clients’ expectations. 

For Plan B Distributors, I had to assure that the products that I was introducing works, as well as I and my potential customers, would expect them to.  I had to painstakingly research and test for myself the efficacy of the products before I would consider putting them on the market for public consumption.  I have to believe in my products myself before I can get others to believe in them as well. In the end, I knew that customer satisfaction with the quality, effectiveness, and value of the product would determine if and whether the business would succeed.  

6.      How did you fund your business? 
Initially, I had to fund my business with savings. That is why careful planning is so important.  Early on for a startup, funding is often tight and precarious, so the business plan has to be as precise as possible to minimize waste.  This is all the more important when you are using personal savings to start up!  I also believe that wasting time, energy, and products are akin to wasting money.  Funding your business does not happen only at the start-up phase; it is a continuous process as operational costs are constant and unexpected costs are not uncommon.  

Aside from monetary funding, I firmly believe that moral and emotional support from others is another vital resource when starting a business. This business would not have been possible without the support of my family and the dedication of Plan B Corporation employees. There are so many things going on when starting a business, and it would be so difficult to do it alone without a supportive network of family, friends, and employees.  I’ve been fortunate in all those respect and count them as initial “investors” in me and the business. 

7.      What were some of the biggest challenges you experienced in the start-up process?
Competition is the biggest challenge that Plan B Corporation has experienced during the start-up process. There are numerous cleaning services on Guam that has been operating for years. Many of them are well known by businesses and residents and have built both name and client base. However, in business, never let the competition intimidate you. Let it challenge you instead. Always have confidence in your services and products and show your target clients and consumers that your business can go head to head with the best in the business. As for Plan B Distributors, competition comes in the form of a known brand name household products. However, the products we distribute are different from the rest as they are safe for the environment and users.

Another challenge that I experienced during the start-up process is finding the right people. My success is dependent upon the people I work with. Finding the right people whom you can trust and depend on is vital to the development and success of your business. However, finding the right people is always a challenging aspect of starting and maintaining a business.

8.      What is the most memorable triumph in your start-up process?
The everyday appreciation and approval of our work from our clients is our most memorable triumph at Plan B Cleaning Services because their words are the best testing we have that we are doing our job well. For Plan B Distributors, we are always pleased when our customers use and like our products so much that they spread the word and essentially a market for us on social media. That is truly satisfying!

9.      What’s one short-term and one long-term goal for your business?
For a short-term goal, Plan B Corporation is set on making the business known throughout the island. Plan B Corporation is competing with other cleaning services and distributors that are well known with businesses and residences on the island. We have already marketed Plan B Corporation through social media and local radio, but we look to expand promoting the company further, such as with this newspaper article, and other forms of traditional and non- traditional marketing.

For a long-term goal, Plan B Corporation aims to apply and be a part of the 8a Business Development Program in order to expand Plan B Cleaning Services with more employees and network with more businesses and residences for cleaning services. The application process is tedious, but Plan B Corporation is seeking assistance from business development professionals in order to get the application process going, as well as seeking advice from the SBDC and other small business assistance organization.

10.  What advice would you give to others who want to start a business at this time?

Starting a business requires determination. Even if the business has a great plan and adequate funding, it will not succeed without determination and persistence. A business owner must be determined in developing his/her business, determined that his/her business will succeed regardless of the challenges ahead. A determined entrepreneur will take the necessary steps to discover and take advantage of all the opportunities that present themselves. 

Hubert Lemong Mangrove Crab Farm Opens in Ngersuul, Ngchesar

By: Ltelatk Fritz
Palau SBDC Director/Business Advisor

One of Palau’s traditional delicacies is the mangrove crab, Scylla serrata, or locally known as “chemang.” The demand for mangrove crab surged in recent years due to the significant increase in visitors to Palau. As more hotels and restaurants sold mangrove crab to the tourists, the local demand to fulfill filial rites and tradition also increased.

Mr. Hubert Lemong is a humble man who lives in Ngersuul, Ngchesar - located on the eastern coast of Babeldaob. Hubert first approached Palau SBDC in late October 2016, requesting technical assistance to complete his aquaculture loan application to start a mangrove crab farm. When Hubert showed up for his initial counseling session, he brought a rough draft of his business plan and a letter of support from the State Governor showing support for the aquaculture project. Palau SBDC accepted Hubert’s request since he and his aquaculture business qualified for the free one-on-one counseling sessions.

Mr. Hubert Lemong 
Hubert Lemong was inspired to start his mangrove crab farm from the initiatives established by the State Government of Ngchesar in promoting aquaculture projects. Although Hubert is still a novice crab farmer, Hubert is getting additional assistance from experts in the field: PCC-CRE Multi-Species Marine Hatchery, business management assistance from Palau SBDC, and support from the leaders and community of Ngchesar state.

Palau SBDC provided assistance in helping Hubert develop financial projections to help him understand the cost structure of the aquaculture project. SBDC assisted Hubert understand the level of monthly expenses of operating the farm, such as the loan payments, cost of fuel (both land transportation and coastal transportation when he goes fishing for feed), import taxes (because Hubert was importing his vehicle from Japan), and gross receipt taxes, once he starts selling the mangrove crabs. Palau SBDC also facilitated in the acquisition of a used vehicle online to be used by Hubert in his farm business.

Once the loan application package was complete, Hubert submitted it to the National Development Bank of Palau. According to Hubert, the process was easier than he had expected because his application was complete and easy for the lender to understand. Hubert was able to get an unsecured aquaculture loan to launch the mangrove crab farm business. The funding enabled Hubert to excavate the ponding system, create access to and around the farm, netting supplies to keep the crabs within the farm, purchase a small boat used to find food for the mangrove crabs, a van to transport materials during the construction phase and to be used in bringing crabs to the markets.

During this initial year of operation, Hubert has taken note of the lessons he had learned from the daily operations, from talking to fellow aquaculture farmers, and communications with PCC-CRE. Hubert introduced milkfish into the ponds, but because of the drought-like conditions Palau is experiencing this year, many of the fingerlings could not survive the heat. Hubert admits he sometimes felt discouraged in the first couple of months during the growth phase because he could not easily see the tiny crabs in the farm. Now that the crabs are much bigger, he can see the crabs moving in the water or basking on the mini islands scattered in the pond.

Hubert plans to excavate one side of his pond deeper to allow the animals to seek cooler waters during severe low tides and high temperatures. To ensure the safety and security of the farm assets, Hubert has even built a small home on the farm and integrated a small garden to support him and his mangrove crabs.

In the long run, Hubert wants to expand his farm and create up to three ponding systems to have a staggered supply of mangrove crabs and milkfish. Hubert is also learning about shrimp farming because he plans to incorporate shrimp into his aquaculture farm in Ngersuul, Ngchesar.


When Hubert was asked, “What advice would you give to others who want to start a business at this time?” His response was, "If you want to start a business, you have to prepare yourself. Learn by asking for help. Learn from people who know about the business. Start small and grow your business as you learn and grow too.”

Tuesday, July 10, 2018

My Capitures Photography

By: Nicole Babauta
CNMI SBDC DIrector/Business Advisor

My name is Myla Capilitan. My parents first arrived in Saipan in the early '90s as missionaries and my sister and I got here in '96. Since then, Saipan has been my home. Today, I share my life with Matthew Deets and son, Javon Gersonde.

 I wanted to do something that I was excited about and found fulfilling. I was always envious of people who had careers and were passionate about their job. I had to stop and think to myself, "What is something that I could do and be passionate about at the same time?" The love for photography kicked in when I got my first Samsung smartphone. From then, I was amused at how such a small device can take such detailed photos that look better than how you normally see it with a naked eye. I then started to learn about photography equipment and technology. I wasn't sure if I could be good at it but I always had an appreciation for good photos. As it turns out, I am in love with the art of photography, getting to know each client and being able to capture their story through photography.
My first experience with photography occurred when I worked for the Seventh-Day Adventist School. I was asked to take photos for the school yearbook and school events. This peaked my interest in photography and I dove in with my very little experience, but I was committed to learning everything since day one. I am currently attending the New York Institute of Photography (NYIP) while working on my certification as a Professional Photographer of America. My mentors include Adam Waltner and George Delgado, who are both high profile photographers in the mainland.

I first learned about the CNMI SDC when Nicole conducted a "How to Start a Business" training for the Marianas Young Professionals (MYPros). Not long after, I met with her for a one-on-one counseling session. The CNMI SBDC continues to provide information necessary to help me expand my business. After having dreams about working on a big photography project, I knew that I had to start my business. While working for SDA school, I knew that the school photography business needed improvement and better services so I figured I should start my business from there. I started using funds from a loan I received through Bank of Guam.

When I decided to get into this industry, I knew I had to be well educated about copyright and photography. My biggest challenge now and maybe for as long as I'm in the industry is trying to protect my work, especially in this generation where digital copies are easily downloaded and shared.
The most memorable triumph in the startup process is being awarded First Place in the Photography Category for the Bridge Capital's 8th Annual Art Competition at this year's Flame Tree Art Festival.

My short-term goal is to keep the business running at a profitable level. My long-term goal includes having a fully functioning studio and covering all sorts of photography from events to passport photos. I'd also like to expand my services to our sister islands, Tinian, Rota, and Guam.

Firstly, network, network, and network. Reach out to people you already know and ask them if they could help you out in whatever profession you choose to pursue. Use your contacts. Secondly, and probably the hardest, be really organized. This is one of the best things you could do for yourself. Lastly, set goals. Once you set your goals you'll be able to prioritize and tackle them. Be prepared for anything and don't forget to set time for yourself to decompress from the daily challenges of being a business owner.